Professor Stern's Health Care Argument

Professor Stern discussed in lecture that Senator Clinton's Universal healthcare plan is a better proposal to address the United States' healthcare crisis.  I concede that mandatory mandate on all citizens is key to keeping insurance cost down (because youth people are healthy and will pay into the system without spending much) and allows all citizen coverage.  However a mandate does not address the concept that the Federal Government can mismanage its finances, which would ultimately drive cost up and mandate all citizens to increase payment because there will be less finances for subsidizes.

I feel Obama's Universal Access Plan is best because it forces the federal government to compete against insurance companies.  The federal government would subsidize its insurance rates forcing all other insurance companies will have to innovate and adapt lower coverage packets.  His plan utilizes key capitalist traits that have built the US economy, open competition amongst companies for profit.  Obama's plan would harbor competition and if the federal government enters another financial crisis, insurance rate will stay competitive.

Also I agree that a mandate on child health coverage will allow all children the ability to receive healthcare.  If all capable parents are mandated to pay for universal child coverage, no child would be shut out if in need!